diff --git a/app/payments/page.js b/app/payments/page.js
index 39cfefa..cdb1659 100644
--- a/app/payments/page.js
+++ b/app/payments/page.js
@@ -26,7 +26,7 @@ import {
 } from 'lucide-react';
 import toast, { Toaster } from 'react-hot-toast';
 import AuthService from '@/app/services/AuthService';
-import { payDeposit, getMyTransaction } from '@/app/utils/api';
+import { payDeposit, getMyTransaction, getPaymentTypes } from '@/app/utils/api';
 
 const STATUS_MAP = ['pending', 'ownerConfirmed', 'depositPaid', 'depositConfirmed', 'completed', 'cancelled'];
 
@@ -67,6 +67,8 @@ export default function PaymentsPage() {
   const [loading, setLoading] = useState(true);
   const [payingId, setPayingId] = useState(null);
   const [isGuest, setIsGuest] = useState(null);
+  const [paymentMethods, setPaymentMethods] = useState([]);
+  const [loadingPaymentMethods, setLoadingPaymentMethods] = useState(true);
   const [selectedPayment, setSelectedPayment] = useState('cash');
 
   const loadReservations = useCallback(async () => {
@@ -109,6 +111,24 @@ export default function PaymentsPage() {
     }
   }, [t]);
 
+  const loadPaymentMethods = useCallback(async () => {
+    setLoadingPaymentMethods(true);
+    try {
+      const data = await getPaymentTypes();
+      const methods = Array.isArray(data) ? data : [];
+      setPaymentMethods(methods);
+      const firstActive = methods.find((method) => method?.isActive === true || method?.active === true);
+      if (firstActive) {
+        setSelectedPayment(firstActive.id ?? firstActive.name ?? selectedPayment);
+      }
+    } catch (err) {
+      console.error('[Payments] failed to load payment methods', err);
+      setPaymentMethods([]);
+    } finally {
+      setLoadingPaymentMethods(false);
+    }
+  }, [selectedPayment]);
+
   useEffect(() => {
     if (AuthService.isGuest()) {
       setIsGuest(true);
@@ -119,10 +139,25 @@ export default function PaymentsPage() {
     loadReservations();
   }, [loadReservations]);
 
-  const handlePayDeposit = async (reservation) => {
+  useEffect(() => {
+    loadPaymentMethods();
+  }, [loadPaymentMethods]);
+
+  const resolvePaymentTypeId = (paymentKey) => {
+    const method = paymentMethods.find(
+      (m) => String(m.id) === String(paymentKey) || String(m.name) === String(paymentKey),
+    );
+    return method?.id ?? paymentKey;
+  };
+
+  const handlePayDeposit = async (reservation, paymentKey) => {
     setPayingId(reservation.id);
+    const paymentTypeId = resolvePaymentTypeId(paymentKey);
     try {
-      await payDeposit({ reservationId: reservation.id });
+      await payDeposit({
+        reservationId: reservation.id,
+        paymentTypeId,
+      });
       toast.success(t('payments.depositPaidSuccess'));
       loadReservations();
     } catch (err) {
@@ -196,6 +231,8 @@ export default function PaymentsPage() {
                 key={r.id || i}
                 reservation={r}
                 payingId={payingId}
+                paymentMethods={paymentMethods}
+                loadingPaymentMethods={loadingPaymentMethods}
                 selectedPayment={selectedPayment}
                 onSelectPayment={setSelectedPayment}
                 onPay={handlePayDeposit}
@@ -262,10 +299,11 @@ export default function PaymentsPage() {
   }
 
   // eslint-disable-next-line react/prop-types
-  function PaymentCard({ reservation, payingId, selectedPayment, onSelectPayment, onPay }) {
+  function PaymentCard({ reservation, payingId, paymentMethods, loadingPaymentMethods, selectedPayment, onSelectPayment, onPay }) {
     const r = reservation;
     const amount = r.depositAmount || r.totalPrice || 0;
     const [showCashDialog, setShowCashDialog] = useState(false);
+    const methods = paymentMethods.length > 0 ? paymentMethods : getPaymentMethods(t);
 
     return (
       <>
@@ -332,49 +370,64 @@ export default function PaymentsPage() {
         <div className="px-6 py-5 border-b border-gray-100">
           <p className="text-sm font-bold text-gray-700 mb-3">{t('payments.paymentMethodLabel')}</p>
           <div className="grid grid-cols-1 sm:grid-cols-2 gap-3">
-            {getPaymentMethods(t).map((method) => {
-              const isSelected = selectedPayment === method.id;
-              const Icon = method.icon;
-              return (
-                <button
-                  key={method.id}
-                  type="button"
-                  disabled={!method.active}
-                  onClick={() => method.active && onSelectPayment(method.id)}
-                  className={`relative flex items-start gap-3 p-4 rounded-2xl border-2 text-right transition-all ${
-                    !method.active
-                      ? 'border-gray-100 bg-gray-50 opacity-50 cursor-not-allowed'
-                      : isSelected
-                        ? 'border-amber-500 bg-amber-50 shadow-sm'
-                        : 'border-gray-200 bg-white hover:border-amber-300 cursor-pointer'
-                  }`}
-                >
-                  <div className={`w-10 h-10 rounded-xl flex items-center justify-center shrink-0 ${
-                    isSelected ? 'bg-amber-500 text-white' : 'bg-gray-100 text-gray-500'
-                  }`}>
-                    <Icon className="w-5 h-5" />
-                  </div>
-                  <div className="min-w-0 flex-1">
-                    <p className={`text-sm font-bold ${isSelected ? 'text-amber-900' : 'text-gray-800'}`}>
-                      {method.label}
-                    </p>
-                    <p className="text-xs text-gray-500 mt-0.5 leading-relaxed">
-                      {method.desc}
-                    </p>
-                    {!method.active && (
-                      <span className="inline-block mt-1 text-[10px] font-medium text-gray-400 bg-gray-200 px-2 py-0.5 rounded-full">
-                        {t('validation.notAvailable', { defaultValue: 'غير متاح' })}
-                      </span>
-                    )}
-                  </div>
-                  {isSelected && (
-                    <div className="absolute top-2 left-2 w-5 h-5 bg-amber-500 rounded-full flex items-center justify-center">
-                      <Check className="w-3 h-3 text-white" />
+            {loadingPaymentMethods ? (
+              <div className="col-span-full rounded-2xl border border-dashed border-gray-200 bg-gray-50 p-4 text-sm text-gray-600">
+                {t('payments.loadingPaymentMethods', { defaultValue: 'جاري تحميل طرق الدفع...' })}
+              </div>
+            ) : methods.length === 0 ? (
+              <div className="col-span-full rounded-2xl border border-dashed border-gray-200 bg-gray-50 p-4 text-sm text-gray-600">
+                {t('payments.noPaymentMethodsAvailable', { defaultValue: 'لا توجد طرق دفع متاحة حالياً.' })}
+              </div>
+            ) : (
+              methods.map((method, index) => {
+                const optionId = method.id ?? method.name ?? `payment-method-${index}`;
+                const isActive = method?.isActive === true || method?.active === true;
+                const isSelected = String(selectedPayment) === String(optionId);
+                const Icon = method.icon || CreditCard;
+
+                return (
+                  <button
+                    key={optionId}
+                    type="button"
+                    disabled={!isActive}
+                    onClick={() => isActive && onSelectPayment(optionId)}
+                    className={`relative flex items-start gap-3 p-4 rounded-2xl border-2 text-right transition-all ${
+                      !isActive
+                        ? 'border-gray-100 bg-gray-50 opacity-50 cursor-not-allowed'
+                        : isSelected
+                          ? 'border-amber-500 bg-amber-50 shadow-sm'
+                          : 'border-gray-200 bg-white hover:border-amber-300 cursor-pointer'
+                    }`}
+                  >
+                    <div className={`w-10 h-10 rounded-xl flex items-center justify-center shrink-0 ${
+                      isSelected ? 'bg-amber-500 text-white' : 'bg-gray-100 text-gray-500'
+                    }`}>
+                      <Icon className="w-5 h-5" />
                     </div>
-                  )}
-                </button>
-              );
-            })}
+                    <div className="min-w-0 flex-1">
+                      <p className={`text-sm font-bold ${isSelected ? 'text-amber-900' : 'text-gray-800'}`}>
+                        {method.name || method.label || t('paymentMethod', { defaultValue: 'طريقة الدفع' })}
+                      </p>
+                      {method.description && (
+                        <p className="text-xs text-gray-500 mt-0.5 leading-relaxed">
+                          {method.description}
+                        </p>
+                      )}
+                      <span className={`inline-block mt-1 text-[10px] font-medium px-2 py-0.5 rounded-full ${
+                        isActive ? 'bg-amber-100 text-amber-700' : 'bg-gray-200 text-gray-500'
+                      }`}>
+                        {isActive ? t('active', { defaultValue: 'نشط' }) : t('inactive', { defaultValue: 'غير نشط' })}
+                      </span>
+                    </div>
+                    {isSelected && (
+                      <div className="absolute top-2 left-2 w-5 h-5 bg-amber-500 rounded-full flex items-center justify-center">
+                        <Check className="w-3 h-3 text-white" />
+                      </div>
+                    )}
+                  </button>
+                );
+              })
+            )}
           </div>
         </div>
 
@@ -382,7 +435,7 @@ export default function PaymentsPage() {
       <div className="px-6 py-5 border-b border-gray-100">
         <motion.button
           type="button"
-          onClick={() => onPay(r)}
+          onClick={() => onPay(r, selectedPayment)}
           disabled={payingId === r.id}
           whileHover={{ scale: 1.01 }}
           whileTap={{ scale: 0.99 }}